This is a very exciting time for you. If you're tired of paying your landlord's mortgage, and wonder if you can have a home of your own, you've come to the right place.
At Robert E. Nemish & Associates, we specialize in helping first time buyers realize their homeownership dreams, and can help you step by step through the process too. We understand buying your very first home is a very big investment, both financially and emotionally, and we want to be sure you are 100% thrilled with your purchase. Our goal is for you to be so incredibly thrilled with our service that you will have absolutely no hesitation in introducing us to the people you know who are also considering a home purchase. We aim to make the homebuying process as easy, and relatively stress-free as possible, and will be sure to keep you informed about every step in the homebuying process. We don't expect you to know it all at the beginning, but by the end of the process you'll be sure to have much better understanding of what's involved in buying a home.
Choose the perfect Realtor for you
There is a lot of information you will need in order to get the ball rolling. Firstly, you will need a Realtor you can trust; someone who will be able to answer all of your questions, help with your concerns, and have the experience and knowledge to help you through the home buying process. We at Robert E. Nemish & Associates have successfully helped many first time buyers with their home purchase, and we would love to help you too!
Get pre-approved for a mortgage
You will need to sit down with a mortgage broker to determine your purchasing power. Feel free to visit our Homeowner's Service Centre for some of our trusted and reliable brokers. If you have a minimum of 5% downpayment saved, perhaps some RRSP savings, and good credit - you're on the right track! A mortgage broker will take all of that information, along with your regular income, and give you an idea of how much house you can afford to buy. Once you've been pre-approved for a mortgage (there's no charge for the pre-approval) we're one step closer to getting you into your own home.
Figure out what you want in your new home
Once you're pre-approved we'll sit down and discuss the specifics of what you're looking for. Once we have a better idea of your wants and needs in your potential new home we'll be better able to give you advice on price, location, quality, etc. If we can form a picture in our minds of what you're looking for, then when we're out on our office tour or viewing homes with other clients, we'll know it when we see a home that's right for you! It's important to know what your Realtor's job is, what you can expect from us, and our legal obligations are as your Realtor. We'll be sure to go over all of this information with you when we meet.
Are you ready to get started on being a homeowner? Call us today and we'll help you get started!
"We were nervous about making our first big purchase together,
but Jenni and Robert were so understanding
and positive about our needs. We were amazed
at how quickly we were able to find the perfect home for us!"
~ Erin Egan & Joe Shook